Income Protection Insurance
SAVE MONEY ON INCOME INSURANCE FAST!07 3102 3710
Where getting quotes
is EASY!
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PERSONAL SERVICE
Speak directly to a Insurance specialist, they can advise the best cover for you and your family
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INSTANT COVERAGE
Once you accept the quote, and your application is submitted, then temporary cover will be in place
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SAVE MONEY
We try to provide the best cover possible for the price. We can save you up to 20% on your first years cover.
REQUEST YOUR QUOTE
100% SAFE & SECUREThe Benefits of Income Protection
Income protection insurance in Australia is designed to offer you a monthly income if you were to become sick or injured for an extended period of time. The funds from an income protection insurance benefit payment can be used to pay for your rent or mortgage, and also your living expenses while you focus on getting better.- In the event that you become sick or injured, income protection insurance will pay up to 75% of your income. This benefit payment continues until you are sufficiently better to go back to work again or up until the maximum benefit period as outlined in your income protection insurance policy.
- In Australia, income protection is generally tax deductible. This means that you can claim back your premiums either in part or in full, depending on whether your policy is a stand-alone or bundled one. For specific tax claim amounts, please speak to your tax agent.
- There are three main types of income protection in Australia. These include indemnity value, agreed value, and guaranteed agreed value.
Why Use Our Services
Who should have an income protection insurance policy?
If you are the main breadwinner, or do not have sufficient funds saved in the event that you cannot work for a period of time you are dissatisfied with, then income protection insurance is vital. Those with a mortgage or property investments would also greatly benefit from being covered by income cover, as it can help ensure that your investments are protected.
Advice on income protection insurance Australia wide
The amount of coverage and type of policy you need will vary from person to person. To help ensure that you have the right type of policy and are covered for the correct amount, speak to an xLife adviser. An xLife adviser can compare income protection insurance Australia wide and offer you free income protection insurance quotes so you receive the most suitable policy for your situation.
Testimonials
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" I'd just like to say what great service I received from your team. Very helpful and courteus, explained it all in terms I could understand. I'm all sorted now. Thanks!"
- James Clark -
" The whole process was just too easy, they contacted my quickly and helped me get eveything in place without any dramas. I'm glad I gave you guys a try."
- Jodie Cornell -
" What a great service! It really was quick and simple and I saved a bundle too! What can I say, I will recommend you to everyone I know"
- Tim Smith
